{"id":46561,"date":"2018-09-03T20:08:05","date_gmt":"2018-09-03T11:08:05","guid":{"rendered":"https:\/\/blog.btrax.com\/jp\/?p=46561"},"modified":"2022-03-25T00:34:18","modified_gmt":"2022-03-24T15:34:18","slug":"banks-fintech","status":"publish","type":"post","link":"https:\/\/blog.btrax.com\/jp\/banks-fintech\/","title":{"rendered":"\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u304c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u4e0a\u624b\u306b\u4ed8\u304d\u5408\u3046\u65b9\u6cd5 (\u91d1\u878d\u9769\u547d Part 2)"},"content":{"rendered":"<div class='wp_content_tag clearfix'><p>\u65e5\u672c\u56fd\u5185\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u30b3\u30e9\u30dc\u3057\u3066\u3044\u308b\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u306f\u307e\u3060<strong>\u308f\u305a\u304b30%<\/strong>\u306b\u3059\u304e\u306a\u3044\u3002\u3053\u308c\u306f\u5148\u9032\u56fd\u306e\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u3067\u3044\u3046\u3068\u6700\u4f4e\u306e\u30ec\u30d9\u30eb\u306b\u306a\u3063\u3066\u3044\u308b\u3002\u4ed6\u306e\u56fd\u306e\u3001<strong>\u30c9\u30a4\u30c4\u304c70%, \u30b7\u30f3\u30ac\u30dd\u30fc\u30eb62%, \u30a2\u30e1\u30ea\u30ab\u306e54%<\/strong>\u3068\u6bd4\u8f03\u3057\u3066\u3082\u304b\u306a\u308a\u4f4e\u3044\u3068\u8a00\u3048\u308b\u3060\u308d\u3046\u3002<\/p>\n<h2>\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6d3b\u7528\u306b\u9045\u308c\u3092\u3068\u308b\u65e2\u5b58\u91d1\u878d\u6a5f\u95a2<\/h2>\n<p>\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u3068\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u3001\u305d\u3057\u3066\u6cd5\u898f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u3092\u6700\u512a\u5148\u3059\u308b\u305d\u306e\u7279\u6027\u4e0a\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u3069\u3046\u3057\u3066\u3082\u65b0\u898f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u5c0e\u5165\u306b\u5bfe\u3057\u3066\u614e\u91cd\u306b\u306a\u3089\u3056\u308b\u3092\u5f97\u306a\u3044\u3002\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306e\u3088\u3046\u306a\u201d\u5b9f\u9a13\u7684\u201d\u306a\u53d6\u308a\u7d44\u307f\u3092\u3059\u308b\u3053\u3068\u306f\u5bb9\u6613\u3067\u306f\u306a\u3044\u3002<\/p>\n<h3>\u91d1\u878d\u6a5f\u95a2\u304c\u6ce8\u76ee\u3057\u3066\u3044\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc<\/h3>\n<ul>\n<li>\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3<\/li>\n<li>\u4eba\u5de5\u77e5\u80fd<\/li>\n<li>\u30d0\u30a4\u30aa\u30e1\u30c8\u30ea\u30c3\u30af\u306b\u3088\u308b\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u7ba1\u7406<\/li>\n<\/ul>\n<p>\u65b0\u3057\u3044\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3092\u6a21\u7d22\u3059\u308b\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306f\u3001\u3088\u308a\u65e9\u3044\u30b9\u30d4\u30fc\u30c9\u3067\u30ea\u30b9\u30af\u3092\u53d6\u308a\u3084\u3059\u304f\u3001\u9769\u65b0\u7684\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3068\u9867\u5ba2\u30b5\u30fc\u30d3\u30b9\u3092\u77ed\u6642\u9593\u3067\u4f5c\u308a\u3084\u3059\u3044\u3002\u52a0\u3048\u3066\u3001\u30c7\u30fc\u30bf\u306e\u53d6\u5f97\u3068\u5206\u6790\u3001\u6d3b\u7528\u306e\u4ed5\u65b9\u304c\u4e0a\u624b\u3067\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u3088\u308a\u3082\u30c7\u30fc\u30bf\u304b\u3089\u5c0e\u304d\u51fa\u3055\u308c\u305f\u30ed\u30b8\u30c3\u30af\u3067\u30ea\u30b9\u30af\u3092\u53d6\u308a\u3084\u3059\u3044\u3068\u3044\u3046\u5074\u9762\u3082\u3042\u308b\u3002<\/p>\n<h2>\u9280\u884c\u306e\u30e9\u30a4\u30d0\u30eb\u306f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d<\/h2>\n<p>\u305d\u306e\u4e00\u65b9\u3067\u3001\u3082\u3068\u3082\u3068\u201dIT\u4f01\u696d\u201d\u3084\u201d\u30cd\u30c3\u30c8\u7cfb\u30b5\u30fc\u30d3\u30b9\u201d\u3092\u751f\u696d\u306b\u3057\u3066\u304d\u305f\u4f01\u696d\u306e\u91d1\u878d\u3078\u306e\u9032\u51fa\u304c\u76ee\u899a\u307e\u3057\u3044\u3002\u65e5\u672c\u56fd\u5185\u306e\u4f8b\u3067\u306f\u3001\u697d\u5929\u3001LINE\u3001\u30e4\u30d5\u30fc\uff06\u30bd\u30d5\u30c8\u30d0\u30f3\u30af\u3001\u30c9\u30b3\u30e2\u3001\u305d\u3057\u3066au\u3068\u3044\u3063\u305f\u4f01\u696d\u304c\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u3092\u8105\u304b\u3059\u5b58\u5728\u306b\u307e\u3067\u306a\u3063\u3066\u304d\u3066\u3044\u308b\u3002<\/p>\n<p>\u305d\u306e\u7406\u7531\u306f\u524d\u56de\u306e\u300c<a href=\"https:\/\/blog.btrax.com\/jp\/banking-innovation\/\" target=\"_blank\" rel=\"noopener\">\u9280\u884c\u306f\u306a\u305c\u6ec5\u3073\u308b\u306e\u304b \u2013 \u305d\u308c\u3092\u963b\u6b62\u3059\u308b\u65b9\u6cd5\u306f\uff1f (\u91d1\u878d\u9769\u547d Part 1)<\/a>\u300d\u3067\u3082\u7d39\u4ecb\u3057\u305f\u901a\u308a\u3001\u30c7\u30b8\u30bf\u30eb\u3092\u4e2d\u5fc3\u3068\u3057\u305f\u5353\u8d8a\u3057\u305f\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u306e\u8a2d\u8a08\u3060\u308d\u3046\u3002\u305d\u308c\u306b\u304f\u548c\u3048\u3001\u30c7\u30fc\u30bf\u306e\u53ce\u96c6\u3001\u4eba\u5de5\u77e5\u80fd\uff08AI\uff09\u306b\u3088\u308b\u30d3\u30c3\u30b0\u30c7\u30fc\u30bf\u5206\u6790\u3068\u52a0\u5de5\u3001\u305d\u3057\u3066\u305d\u308c\u3092\u30d1\u30fc\u30bd\u30ca\u30eb\u306a\u63d0\u6848\u3084\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u5909\u9769\u3078\u9032\u5316\u3059\u308b\u3053\u3068\u306e\u3067\u304d\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u6700\u5927\u6d3b\u7528\u3082\u91cd\u8981\u306a\u30d5\u30a1\u30af\u30bf\u30fc\u3067\u3042\u308b\u3002<\/p>\n<div id=\"attachment_46675\" style=\"width: 725px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-46675\" class=\"wp-image-46675 size-full\" src=\"https:\/\/blog.btrax.com\/jp\/wp-content\/uploads\/sites\/3\/2018\/09\/gafa-finance.png\" alt=\"gafa-finance\" width=\"715\" height=\"410\" \/><p id=\"caption-attachment-46675\" class=\"wp-caption-text\">\u6d77\u5916\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d\u306e\u91d1\u878d\u7cfb\u30b5\u30fc\u30d3\u30b9\u4e00\u89a7<\/p><\/div>\n<h2>\u30df\u30ec\u30cb\u30a2\u30eb\u304b\u3089\u652f\u6301\u3092\u5f97\u3066\u3044\u306a\u3044\u65e2\u5b58\u9280\u884c<\/h2>\n<p>\u3053\u306e\u72b6\u6cc1\u306f\u30e6\u30fc\u30b6\u30fc\u304b\u3089\u306e\u53cd\u5fdc\u3092\u898b\u3066\u3082\u7406\u89e3\u3067\u304d\u308b\u3002\u4f8b\u3048\u3070\u3001\u65e2\u5b58\u306e\u9280\u884c\u306f\u7279\u306b\u30df\u30ec\u30cb\u30a2\u30eb\u3092\u4e2d\u5fc3\u3068\u3057\u305f\u82e5\u8005\u9054\u304b\u3089\u306e\u652f\u6301\u306f\u304b\u306a\u308a\u4f4e\u304f\u3001\u3080\u3057\u308d\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d\u306b\u3088\u308b\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u53c2\u5165\u3092\u671b\u3093\u3067\u308b\u3068\u3044\u3063\u305f\u58f0\u3082\u51fa\u3066\u3044\u308b\u3002<\/p>\n<ul>\n<li><strong>75%:<\/strong>\u00a0Google, Amazon, PayPal\u306a\u3069\u306e\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306e\u65b9\u3092\u652f\u6301\u3059\u308b<\/li>\n<li><strong>71%:<\/strong>\u00a0\u9280\u884c\u54e1\u306e\u8a71\u3092\u805e\u304f\u3050\u3089\u3044\u3067\u3042\u308c\u3070\u6b6f\u533b\u8005\u306b\u884c\u3063\u305f\u65b9\u304c\u30de\u30b7\u3060<\/li>\n<li><strong>60%:<\/strong>\u00a0\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u306b\u9280\u884c\u696d\u52d9\u3092\u6539\u5584\u3057\u3066\u307b\u3057\u3044<\/li>\n<li><strong>63%:<\/strong>\u00a0\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u6301\u3063\u3066\u3044\u306a\u3044<\/li>\n<li><strong>53%:<\/strong>\u00a0\u5168\u3066\u306e\u9280\u884c\u306f\u540c\u3058\u3067\u3042\u308b<\/li>\n<li><strong>33%:<\/strong>\u00a0\u5411\u3053\u304690\u65e5\u4ee5\u5185\u306b\u9280\u884c\u3092\u5909\u3048\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/li>\n<\/ul>\n<p><em>\u53c2\u7167\u5143: Time Magazine<\/em><\/p>\n<h2>\u5371\u6a5f\u611f\u3092\u611f\u3058\u3066\u3044\u308b\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2<\/h2>\n<p>\u3082\u3061\u308d\u3093\u3053\u306e\u52d5\u304d\u306b\u5bfe\u3057\u3066\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u304c\u6c17\u3065\u3044\u3066\u3044\u306a\u3044\u8a33\u306f\u306a\u304f\u3001\u4e0b\u8a18\u306e\u610f\u8b58\u8abf\u67fb\u3067\u3082\u305d\u306e\u7d50\u679c\u306f\u660e\u3089\u304b\u3067\u3042\u308b\u3002\u7279\u306b\u65e5\u672c\u56fd\u5916\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u306e\u5371\u6a5f\u610f\u8b58\u306f\u975e\u5e38\u306b\u9ad8\u3044\u3068\u8a00\u3048\u308b\u3002<\/p>\n<h3>\u4e16\u754c\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u5bfe\u3059\u308b\u610f\u8b58\u8abf\u67fb\u7d50\u679c:<\/h3>\n<ul>\n<li><strong>88%<\/strong>: \u65b0\u898f\u53c2\u5165\u30b5\u30fc\u30d3\u30b9\u306b\u3088\u3063\u3066\u58f2\u308a\u4e0a\u3052\u304c\u6e1b\u308b\u3068\u5371\u60e7\u3057\u3066\u3044\u308b<\/li>\n<li><strong>82%<\/strong>: \u5411\u3053\u30463\u5e74\u304b\u30895\u5e74\u4ee5\u5185\u306b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u306e\u30b3\u30e9\u30dc\u3092\u5897\u3084\u305d\u3046\u3068\u3057\u3066\u3044\u308b<\/li>\n<li><strong>77%<\/strong>: \u793e\u5185\u3067\u306e\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u5275\u51fa\u3078\u306e\u53d6\u308a\u7d44\u307f\u3078\u306e\u6295\u8cc7\u3092\u5897\u3084\u3057\u3066\u3044\u308b<\/li>\n<li><strong>77%<\/strong>: 2020\u5e74\u307e\u3067\u306b\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u696d\u52d9\u6d3b\u7528\u3092\u4e88\u5b9a\u3057\u3066\u3044\u308b<\/li>\n<li><strong>54%<\/strong>: \u30c7\u30fc\u30bf\u7ba1\u7406\u3068\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u4fdd\u8b77\u306b\u95a2\u3059\u308b\u898f\u5236\u304c\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u306e\u59a8\u3052\u306b\u306a\u3063\u3066\u3044\u308b<\/li>\n<li><strong>30%<\/strong>: AI\u306b\u95a2\u3057\u3066\u306e\u6295\u8cc7\u3092\u884c\u306a\u3063\u3066\u3044\u308b<\/li>\n<li><strong>20%<\/strong>: \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3078\u306e\u6295\u8cc7\u304b\u3089\u671f\u5f85\u3055\u308c\u3066\u3044\u308bROI<\/li>\n<\/ul>\n<p><em>\u53c2\u7167\u5143: PwC Global FinTech Survey 2017<\/em><\/p>\n<h2>\u30ad\u30fc\u30ef\u30fc\u30c9\u306f\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6d3b\u7528\u3068\u30e6\u30fc\u30b6\u30fc\u3068\u306e\u63a5\u70b9\u306b\u304a\u3051\u308b\u4f53\u9a13\u8a2d\u8a08<\/h2>\n<p>\u4e0a\u8a18\u306eGAFA\u3088\u3046\u306a\u4f01\u696d\u304c\u4eca\u5f8c\u3001\u30c7\u30b6\u30a4\u30f3\u3068\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u6d3b\u7528\u3092\u63a8\u3057\u9032\u3081\u3001\u3088\u308a\u30e6\u30fc\u30b6\u30fc\u306b\u559c\u3070\u308c\u308b\u30b5\u30fc\u30d3\u30b9\u3092\u8ffd\u6c42\u3057\u3066\u3044\u304f\u3068\u3001\u8fd1\u3044\u3046\u3061\u306b\u30e1\u30ac\u30d0\u30f3\u30af\u3067\u3082\u592a\u5200\u6253\u3061\u3067\u304d\u306a\u3044\u30ec\u30d9\u30eb\u307e\u3067\u5230\u9054\u3059\u308b\u3068\u8003\u3048\u3089\u308c\u308b\u3002<\/p>\n<h3>\u30b5\u30fc\u30d3\u30b9\u5225\u9867\u5ba2\u7dad\u6301\u306b\u91cd\u8981\u3060\u3068\u8003\u3048\u3089\u308c\u308b\u8981\u7d20:<\/h3>\n<ul>\n<li><strong>\u30da\u30a4\u30e1\u30f3\u30c8\u7cfb:<\/strong><br \/>\n1\u4f4d: \u4f7f\u3044\u3084\u3059\u3055, 2\u4f4d: \u30b5\u30fc\u30d3\u30b9\u306e\u901f\u3055, 3\u4f4d: \u5229\u7528\u53ef\u80fd\u6642\u9593<\/li>\n<li><strong>\u9280\u884c\u696d\u52d9\u7cfb:<\/strong><br \/>\n1\u4f4d: \u4f7f\u3044\u3084\u3059\u3055, 2\u4f4d: \u5229\u7528\u53ef\u80fd\u6642\u9593, 3\u4f4d: \u30b5\u30fc\u30d3\u30b9\u306e\u901f\u3055<\/li>\n<li><strong>\u4fdd\u967a\u7cfb:<\/strong><br \/>\n1\u4f4d: \u4f7f\u3044\u3084\u3059\u3055, 2\u4f4d: \u30ab\u30b9\u30bf\u30de\u30fc\u30b5\u30fc\u30d3\u30b9, 3\u4f4d: \u5229\u7528\u53ef\u80fd\u6642\u9593<\/li>\n<li><strong>\u8cc7\u7523\u904b\u7528\u7cfb:<\/strong><br \/>\n1\u4f4d: \u4f7f\u3044\u3084\u3059\u3055, 2\u4f4d: \u5229\u7528\u30b3\u30b9\u30c8, 3\u4f4d: \u5229\u7528\u53ef\u80fd\u6642\u9593<\/li>\n<\/ul>\n<p>\u5143\u3005\u30a8\u30f3\u30c9\u30e6\u30fc\u30b6\u30fc\u3068\u306e\u63a5\u70b9\u3001\u7279\u306b\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30f3\u30cd\u30eb\u306b\u304a\u3051\u308b\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u306e\u8a2d\u8a08\u304c\u4e0a\u624b\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d\u306f\u3001\u4eca\u5f8c\u69d8\u3005\u306a\u696d\u754c\u3078\u306e\u9032\u51fa\u304c\u4e88\u6e2c\u3055\u308c\u3066\u304a\u308a\u3001\u6b21\u306e\u30bf\u30fc\u30b2\u30c3\u30c8\u306f\u660e\u3089\u304b\u306b\u91d1\u878d\u696d\u3067\u3042\u308b\u3002<\/p>\n<p>\u3053\u308c\u306f\u4e16\u754c\u7684\u306b\u898b\u308b\u3068\u3001Google, Apple, Facebook, Amazon\u3068\u3044\u3063\u305f\u3001\u3044\u308f\u3086\u308bGAFA\u3084\u3001PayPal, Square, Spripe\u3068\u3044\u3063\u305f\u30e1\u30ac\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u304c\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u304a\u3051\u308b\u4e3b\u5c0e\u6a29\u3092\u63e1\u308a\u59cb\u3081\u305f\u3053\u3068\u3067\u3082\u660e\u3089\u304b\u3067\u3042\u308b\u3002<\/p>\n<p>\u9006\u306b\u8003\u3048\u308b\u3068\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u4eca\u5f8c\u9867\u5ba2\u3068\u306e\u30bf\u30c3\u30c1\u30dd\u30a4\u30f3\u30c8\u306e\u8a2d\u8a08\u3084\u30ce\u30a6\u30cf\u30a6\u3001\u6226\u7565\u304c\u4e0d\u53ef\u6b20\u306a\u8981\u7d20\u306b\u306a\u3063\u3066\u304f\u308b\u306e\u306f\u9593\u9055\u3044\u306a\u3044\u3002\u305d\u308c\u306b\u52a0\u3048\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u306e\u30b3\u30e9\u30dc\u3082\u91cd\u8981\u306a\u30d5\u30a1\u30af\u30bf\u30fc\u3068\u306a\u308b\u3060\u308d\u3046\u3002<\/p>\n<h2>\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u305d\u308c\u305e\u308c\u306e\u5f37\u307f<\/h2>\n<p>\u305d\u306e\u4e00\u65b9\u3067\u3001\u65b0\u898f\u53c2\u5165\u306e\u4f01\u696d\u306f\u8a8d\u53ef\u306e\u554f\u984c\u3084\u3001\u8cc7\u91d1\u7684\u306a\u9650\u754c\u3001\u305d\u3057\u3066\u9867\u5ba2\u7372\u5f97\u306e\u9762\u3067\u306e\u30cf\u30f3\u30c7\u304c\u5b58\u5728\u3059\u308b\u3002\u305d\u3046\u306a\u3063\u3066\u304f\u308b\u3068\u3001\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u307e\u3068\u3082\u306b\u3076\u3064\u304b\u308b\u3088\u308a\u3082\u3001\u4e0a\u624b\u306b\u5354\u696d\u3059\u308b\u65b9\u304c\u5f97\u7b56\u306a\u306e\u306f\u9593\u9055\u3044\u306a\u3044\u3002<\/p>\n<h3>\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u306e\u5f37\u307f<\/h3>\n<ul>\n<li>\u65e2\u5b58\u306e\u9867\u5ba2\u30d9\u30fc\u30b9<\/li>\n<li>\u5e83\u3044\u5546\u54c1\u30e9\u30a4\u30f3\u30a2\u30c3\u30d7<\/li>\n<li>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9<\/li>\n<li>\u91d1\u878d\u5e81\u3068\u306e\u95a2\u4fc2\u6027<\/li>\n<li>\u878d\u8cc7\u306b\u5bfe\u3059\u308b\u91d1\u5229\u306e\u4f4e\u3055<\/li>\n<\/ul>\n<h3>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u5f37\u307f<\/h3>\n<ul>\n<li>\u65b0\u305f\u306a\u30b5\u30fc\u30d3\u30b9\u30a2\u30a4\u30c7\u30a3\u30a2<\/li>\n<li>\u30a2\u30b8\u30e3\u30a4\u30eb\u306a\u30d7\u30ed\u30bb\u30b9<\/li>\n<li>\u30c7\u30fc\u30bf\u53ce\u96c6\u30fb\u5206\u6790\u529b<\/li>\n<li>\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30f3\u30cd\u30eb\u306b\u304a\u3051\u308b\u9867\u5ba2\u7372\u5f97<\/li>\n<li>\u9ad8\u3044\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u30af\u30aa\u30ea\u30c6\u30a3<\/li>\n<\/ul>\n<h2>\u91d1\u878d\u6a5f\u95a2\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u304c\u30b3\u30e9\u30dc\u3059\u308b\u969b\u306e\u30cf\u30fc\u30c9\u30eb\u306f\uff1f<\/h2>\n<p>\u3057\u304b\u3057\u3001\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u30b3\u30e9\u30dc\u306f\u305d\u3053\u307e\u3067\u7c21\u5358\u3067\u306f\u306a\u3044\u3002\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u7684\u306a\u5074\u9762\u306b\u52a0\u3048\u3001\u4f01\u696d\u30ab\u30eb\u30c1\u30e3\u30fc\u3068\u30b9\u30d4\u30fc\u30c9\u611f\u306e\u9055\u3044\u304c\u5927\u304d\u306a\u58c1\u306b\u306a\u3063\u3066\u304a\u308a\u3001\u307e\u3060\u307e\u3060\u304a\u4e92\u3044\u306e\u6b69\u307f\u5bc4\u308a\u304c\u5fc5\u8981\u3067\u3042\u308b\u3002<\/p>\n<h3>\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u304c\u611f\u3058\u308b\u30b3\u30e9\u30dc\u306b\u5bfe\u3057\u3066\u306e\u8ab2\u984c:<\/h3>\n<ul>\n<li>IT\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc:\u00a0<strong>56%<\/strong><\/li>\n<li>\u6cd5\u898f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9:\u00a0<strong>54%<\/strong><\/li>\n<li>\u4f01\u696d\u30ab\u30eb\u30c1\u30e3\u30fc\u306e\u9055\u3044:\u00a0<strong>40%<\/strong><\/li>\n<li>\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306e\u9055\u3044:\u00a0<strong>35%<\/strong><\/li>\n<li>IT\u4e92\u63db\u6027:\u00a0<strong>34%<\/strong><\/li>\n<\/ul>\n<h3>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u611f\u3058\u308b\u30b3\u30e9\u30dc\u306b\u5bfe\u3057\u3066\u306e\u8ab2\u984c:<\/h3>\n<ul>\n<li>IT\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc:\u00a0<strong>28%<\/strong><\/li>\n<li>\u6cd5\u898f\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9:\u00a0<strong>48%<\/strong><\/li>\n<li>\u4f01\u696d\u30ab\u30eb\u30c1\u30e3\u30fc\u306e\u9055\u3044:\u00a0<strong>55%<\/strong><\/li>\n<li>\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306e\u9055\u3044:\u00a0<strong>40%<\/strong><\/li>\n<li>IT\u4e92\u63db\u6027:\u00a0<strong>34%<\/strong><\/li>\n<\/ul>\n<h2>\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u304c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u30b3\u30e9\u30dc\u3059\u308b\u305f\u3081\u306e5\u3064\u306e\u30b9\u30c6\u30c3\u30d7<\/h2>\n<p>\u3067\u306f\u4eca\u5f8c\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3068\u306e\u30b3\u30e9\u30dc\u3092\u5b9f\u73fe\u3057\u305f\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u3044\u3063\u305f\u3044\u4f55\u304b\u3089\u59cb\u3081\u308c\u3070\u826f\u3044\u306e\u3060\u308d\u3046\u304b\uff1f\u305d\u306e\u8a00\u8449\u304b\u3089\u300c\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u300d\u306b\u30d5\u30a9\u30fc\u30ab\u30b9\u3057\u304c\u3061\u3067\u3042\u308b\u304c\u3001\u5b9f\u306f\u305d\u308c\u3092\u5b9f\u73fe\u3059\u308b\u305f\u3081\u306b\u306f\u300c\u30d2\u30c8 (\u5f93\u696d\u54e1)\u300d\u306e\u5909\u9769\u304b\u3089\u59cb\u307e\u308a\u300c\u30d2\u30c8 (\u9867\u5ba2)\u300d\u3078\u306e\u3088\u308a\u826f\u3044\u4f53\u9a13\u63d0\u4f9b\u306b\u3064\u306a\u3052\u3066\u3044\u304f\u30a4\u30e1\u30fc\u30b8\u304c\u5fc5\u8981\u3060\u3068\u601d\u3046\u3002<\/p>\n<p>\u3061\u306a\u307f\u306b\u3001\u4e0b\u8a18\u306e\u30d7\u30ed\u30bb\u30b9\u306f\u3001<a href=\"https:\/\/www.btrax.com\/jp\" target=\"_blank\" rel=\"noopener\">btrax<\/a>\u304c\u63d0\u4f9b\u3059\u308b\u30d7\u30ed\u30b0\u30e9\u30e0\u3067\u3082\u63a1\u7528\u3057\u3066\u3044\u308b\u30b9\u30c6\u30c3\u30d7\u306a\u306e\u3067\u3001\u53c2\u8003\u306b\u306a\u308c\u3070\u5e78\u3044\u3067\u3059\u3002<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-46674 aligncenter\" src=\"https:\/\/blog.btrax.com\/jp\/wp-content\/uploads\/sites\/3\/2018\/09\/fintech-process.png\" alt=\"fintech-process\" width=\"715\" height=\"342\" \/><\/p>\n<h3>\u30b9\u30c6\u30c3\u30d71. \u4eba\u6750\u6559\u80b2<\/h3>\n<p>\u304a\u305d\u3089\u304f\u73fe\u5728\u306e\u91d1\u878d\u6a5f\u95a2\u3067\u50cd\u304f\u65b9\u3005\u306f\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306e\u305d\u308c\u3068\u306f\u5bfe\u5c40\u306e\u30de\u30a4\u30f3\u30c9\u30bb\u30c3\u30c8\u3092\u6301\u3063\u3066\u304a\u308a\u3001\u4eca\u306e\u307e\u307e\u3067\u306f\u305d\u306e\u610f\u8b58\u3082\u30b3\u30df\u30e5\u30cb\u30b1\u30fc\u30b7\u30e7\u30f3\u624b\u6cd5\u3082\u5927\u304d\u304f\u7570\u306a\u3063\u3066\u3044\u308b\u3002\u76f8\u624b\u306e\u7acb\u5834\u304b\u3089\u7269\u4e8b\u3092\u7406\u89e3\u3057\u3001\u884c\u52d5\u306b\u79fb\u3059\u305f\u3081\u306b\u306f\u3001\u307e\u305a\u306f\u65e2\u5b58\u306e\u8003\u3048\u65b9\u304b\u3089\u629c\u3051\u51fa\u3059\u5fc5\u8981\u304c\u3042\u308b\u3060\u308d\u3046\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u306b\u306f\u3001\u3061\u3087\u3063\u3068\u3057\u305fIT\u30ea\u30c6\u30e9\u30b7\u30fc\u304b\u3089\u3001\u30c7\u30b6\u30a4\u30f3\u601d\u8003\u3001\u30b5\u30fc\u30d3\u30b9\u30c7\u30b6\u30a4\u30f3\u3001\u30ea\u30fc\u30f3\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3001\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u306a\u3069\u306e\u57fa\u790e\u77e5\u8b58\u3068\u3001\u30d5\u30e9\u30c3\u30c8\u306a\u7d44\u7e54\u3067\u306e\u30ea\u30fc\u30c0\u30fc\u30b7\u30c3\u30d7\u3068\u30c1\u30fc\u30e0\u30ef\u30fc\u30af\u3092\u5b66\u3076\u3068\u826f\u3044\u3068\u601d\u308f\u308c\u308b\u3002<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"NAkDrgR01i\"><p><a href=\"https:\/\/blog.btrax.com\/jp\/creative-talents\/\">\u73fe\u4ee3\u306e\u65e5\u672c\u4f01\u696d\u306b\u5fc5\u8981\u306a\u306e\u306f\u30af\u30ea\u30a8\u30a4\u30c6\u30a3\u30d6\u306a\u7d44\u7e54\u3060<\/a><\/p><\/blockquote>\n<p><div class=\"wrap_iframe ytbe\"><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u73fe\u4ee3\u306e\u65e5\u672c\u4f01\u696d\u306b\u5fc5\u8981\u306a\u306e\u306f\u30af\u30ea\u30a8\u30a4\u30c6\u30a3\u30d6\u306a\u7d44\u7e54\u3060&#8221; &#8212; \u30c7\u30b6\u30a4\u30f3\u4f1a\u793e \u30d3\u30fc\u30c8\u30e9\u30c3\u30af\u30b9: \u30d6\u30ed\u30b0 freshtrax\" src=\"https:\/\/blog.btrax.com\/jp\/creative-talents\/embed\/#?secret=rVLNwpzDTO#?secret=NAkDrgR01i\" data-secret=\"NAkDrgR01i\" width=\"500\" height=\"282\"  marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n<h3>\u30b9\u30c6\u30c3\u30d72. \u30ab\u30eb\u30c1\u30e3\u30fc\u5909\u9769<\/h3>\n<p>\u500b\u3005\u306e\u30b9\u30bf\u30c3\u30d5\u306e\u30de\u30a4\u30f3\u30c9\u30bb\u30c3\u30c8\u304c\u3042\u308b\u7a0b\u5ea6\u8abf\u6574\u3067\u304d\u305f\u3089\u3001\u6b21\u306f\u7d44\u7e54\u3084\u4f1a\u793e\u5168\u4f53\u306e\u30ab\u30eb\u30c1\u30e3\u30fc\u3092\u5909\u9769\u3055\u305b\u3066\u3044\u304f\u3002\u4e0b\u8a18\u306e\u3088\u3046\u306a\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3067\u306f\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u3068\u3055\u308c\u308b\u30ab\u30eb\u30c1\u30e3\u30fc\u3092\u5c0e\u5165\u3057\u3066\u3044\u304f\u3053\u3068\u3067\u3001\u65b0\u3057\u3044\u30a4\u30ce\u30d9\u30fc\u30b7\u30e7\u30f3\u304c\u751f\u307f\u51fa\u3057\u3084\u3059\u3044\u571f\u58cc\u304c\u6574\u3046\u3067\u3042\u308d\u3046\u3002<\/p>\n<ul>\n<li>\u30af\u30ea\u30a8\u30a4\u30c6\u30a3\u30d6\u306a\u767a\u60f3<\/li>\n<li>\u901f\u3044\u30b9\u30d4\u30fc\u30c9<\/li>\n<li>\u30ea\u30b9\u30af\u3092\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb<\/li>\n<li>\u4ed5\u4e8b\u3092\u697d\u3057\u3080<\/li>\n<li>\u30e6\u30fc\u30b6\u30fc\u3092\u6700\u512a\u5148\u306b\u8003\u3048\u308b<\/li>\n<\/ul>\n<p>\u3061\u306a\u307f\u306b\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3068\u91d1\u878d\u7cfb\u3067\u6700\u3082\u30ae\u30e3\u30c3\u30d7\u304c\u3042\u308b\u3053\u3068\u306e\u4e00\u3064\u304c\u670d\u88c5\u3002\u304b\u305f\u3084\u30b8\u30fc\u30f3\u30ba&amp;T\u30b7\u30e3\u30c4\u306a\u306e\u306b\u5bfe\u3057\u3066\u3001\u91d1\u878d\u306f\u30d0\u30c3\u30c1\u30ea\u30b9\u30fc\u30c4\u3002\u3053\u306e\u9055\u3044\u3082\u30ab\u30eb\u30c1\u30e3\u30fc\u7684\u306a\u30ae\u30e3\u30c3\u30d7\u3092\u751f\u307f\u51fa\u3057\u3066\u3044\u308b\u3068\u8003\u3048\u3089\u308c\u308b\u3002<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"91nb8b2xho\"><p><a href=\"https:\/\/blog.btrax.com\/jp\/no-suits\/\">\u30b7\u30ea\u30b3\u30f3\u30d0\u30ec\u30fc\u306b\u6765\u308b\u306a\u3089\u30b9\u30fc\u30c4\u306f\u7740\u306a\u3044\u4e8b<\/a><\/p><\/blockquote>\n<p><div class=\"wrap_iframe ytbe\"><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u30b7\u30ea\u30b3\u30f3\u30d0\u30ec\u30fc\u306b\u6765\u308b\u306a\u3089\u30b9\u30fc\u30c4\u306f\u7740\u306a\u3044\u4e8b&#8221; &#8212; \u30c7\u30b6\u30a4\u30f3\u4f1a\u793e \u30d3\u30fc\u30c8\u30e9\u30c3\u30af\u30b9: \u30d6\u30ed\u30b0 freshtrax\" src=\"https:\/\/blog.btrax.com\/jp\/no-suits\/embed\/#?secret=bBIeRcl2JI#?secret=91nb8b2xho\" data-secret=\"91nb8b2xho\" width=\"500\" height=\"282\"  marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n<p>\u4eba\u6750\u3068\u30ab\u30eb\u30c1\u30e3\u30fc\u3092\u5909\u9769\u3055\u305b\u308b\u306b\u306f\u3001\u7d44\u7e54\u3084\u4eba\u4e8b\u306e\u30b7\u30b9\u30c6\u30e0\u3092\u898b\u76f4\u3059\u5fc5\u8981\u304c\u3042\u308b\u3002\u65e2\u5b58\u306e\u6e1b\u70b9\u65b9\u5f0f\u306e\u4eba\u4e8b\u8a55\u4fa1\u57fa\u6e96\u3084\u3001\u5c5e\u4eba\u7684\u306a\u30d7\u30ed\u30bb\u30b9\u306b\u30e1\u30b9\u3092\u5165\u308c\u3001\u65b0\u3057\u3044\u767a\u60f3\u3001\u305d\u3057\u3066\u30a2\u30af\u30b7\u30e7\u30f3\u3092\u53d6\u308b\u3053\u3068\u306e\u3067\u304d\u308b\u4eba\u6750\u306e\u8a55\u4fa1\u8ef8\u3092\u65b0\u305f\u306b\u8a2d\u3051\u305f\u308a\u3001\u672c\u793e\u3068\u5207\u308a\u96e2\u3057\u305f\u7279\u6b8a\u90e8\u968a\u306e\u7d44\u7e54\u3092\u4f5c\u308b\u306a\u3069\u306e\u65b9\u6cd5\u3082\u3042\u308b\u3060\u308d\u3046\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u30a2\u30e1\u30ea\u30ab\u306e\u5927\u624b\u91d1\u878d\u6a5f\u95a2\u306eCapital One\u306f\u3001\u30b5\u30f3\u30d5\u30e9\u30f3\u30b7\u30b9\u30b3\u306b\u30c7\u30b6\u30a4\u30f3\u30c1\u30fc\u30e0\u3060\u3051\u306e\u5c02\u5c5e\u30aa\u30d5\u30a3\u30b9\u3092\u8a2d\u3051\u3001\u672c\u793e\u696d\u52d9\u306b\u306f\u4e00\u5207\u95a2\u308f\u3089\u306a\u3044\u74b0\u5883\u3068\u3001\u7d44\u7e54\u3065\u304f\u308a\u3092\u884c\u3063\u3066\u3044\u308b\u3002\u305d\u3046\u3059\u308b\u3053\u3068\u3067\u3001\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u306b\u95a2\u3059\u308b\u904e\u5270\u306a\u898f\u5236\u304b\u3089\u89e3\u304d\u653e\u305f\u308c\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u7684\u767a\u60f3\u3067\u30d7\u30ed\u30c0\u30af\u30c8\u3065\u304f\u308a\u3092\u9032\u3081\u3066\u3044\u308b\u3002<\/p>\n<p>\u305d\u3053\u3067\u50cd\u304f\u53cb\u4eba\u3082\u4ee5\u524d\u306b\u300c\u30c7\u30b6\u30a4\u30ca\u30fc\u3068\u3057\u3066\u3001\u91d1\u878d\u6a5f\u95a2\u3067\u50cd\u304f\u3053\u3068\u306f\u3042\u308a\u5f97\u306a\u3044\u3068\u601d\u3063\u3066\u3044\u305f\u304c\u3001\u3053\u3053\u3067\u3042\u308c\u3070\u5341\u5206\u306b\u81ea\u5206\u306e\u3084\u308a\u305f\u3044\u3053\u3068\u304c\u3067\u304d\u308b\u3057\u3001\u305d\u308c\u304c\u8a55\u4fa1\u306e\u5bfe\u8c61\u306b\u306a\u3063\u3066\u3044\u308b\u300d\u3068\u8a9e\u3063\u3066\u3044\u305f\u3002\u3053\u308c\u306f\u3001\u9280\u884c\u306e\u672c\u793e\u30aa\u30d5\u30a3\u30b9\u3067\u306f\u7d76\u5bfe\u306b\u5b9f\u73fe\u3067\u304d\u306a\u304b\u3063\u305f\u7d44\u7e54\u5f62\u614b\u3067\u3042\u308b\u3002<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"SQpd1laSUE\"><p><a href=\"https:\/\/blog.btrax.com\/jp\/dx-branding\/\">\u65e5\u672c\u4f01\u696d\u306eDX\u304c\u5931\u6557\u3059\u308b3\u3064\u306e\u7406\u7531 -\u771f\u306e\u76ee\u7684\u306f\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u30d6\u30e9\u30f3\u30c9\u69cb\u7bc9-<\/a><\/p><\/blockquote>\n<p><div class=\"wrap_iframe ytbe\"><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u65e5\u672c\u4f01\u696d\u306eDX\u304c\u5931\u6557\u3059\u308b3\u3064\u306e\u7406\u7531 -\u771f\u306e\u76ee\u7684\u306f\u30e9\u30a4\u30d5\u30b9\u30bf\u30a4\u30eb\u30d6\u30e9\u30f3\u30c9\u69cb\u7bc9-&#8221; &#8212; \u30c7\u30b6\u30a4\u30f3\u4f1a\u793e \u30d3\u30fc\u30c8\u30e9\u30c3\u30af\u30b9: \u30d6\u30ed\u30b0 freshtrax\" src=\"https:\/\/blog.btrax.com\/jp\/dx-branding\/embed\/#?secret=uu7SmRDocT#?secret=SQpd1laSUE\" data-secret=\"SQpd1laSUE\" width=\"500\" height=\"282\"  marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n<h3>\u30b9\u30c6\u30c3\u30d74. \u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6d3b\u7528<\/h3>\n<p>\u305d\u3057\u3066\u3053\u3053\u3067\u3084\u3063\u3068\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u306e\u6d3b\u7528\u3001\u304a\u3088\u3073\u9069\u7528\u306e\u30d7\u30ed\u30bb\u30b9\u304c\u59cb\u307e\u308b\u3002\u306a\u305c\u306a\u3089\u3001\u65e2\u5b58\u306e\u7d44\u7e54\u3084\u30ab\u30eb\u30c1\u30e3\u30fc\u3060\u3068\u3001\u6d3b\u7528\u3057\u305f\u304f\u3066\u3082\u3067\u304d\u306a\u3044\u793e\u5185\u30eb\u30fc\u30eb\u304c\u6ca2\u5c71\u306e\u3042\u308b\u304b\u3089\u3060\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u304a\u305d\u3089\u304f\u73fe\u5728\u3067\u3082\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u306e\u9593\u3067\u306f\u6a19\u6e96\u3068\u3055\u308c\u3066\u3044\u308b\u3088\u3046\u306a\u3001Google Apps, Dropbox, Slack\u306a\u3069\u306e\u30af\u30e9\u30a6\u30c9\u7cfb\u30b5\u30fc\u30d3\u30b9\u304c\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u30eb\u30fc\u30eb\u4e0a\u306f\u307e\u3060\u3001\u5229\u7528\u4e0d\u53ef\u80fd\u3060\u308d\u3046\u3002<\/p>\n<p>\u901a\u5e38\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u304c\u5916\u90e8\u3068\u30b3\u30e9\u30dc\u3059\u308b\u969b\u306b\u306f\u3001\u4e0a\u8a18\u306e\u3088\u3046\u306a\u30c4\u30fc\u30eb\u3092\u6700\u5927\u6d3b\u7528\u3057\u3001\u52b9\u7387\u5316\u306e\u6700\u5927\u5316\u3068\u30b9\u30d4\u30fc\u30c9\u30a2\u30c3\u30d7\u3092\u56f3\u308b\u306e\u3067\u3042\u308b\u304c\u3001\u305d\u308c\u304c\u4e0d\u53ef\u80fd\u306a\u5834\u5408\u3001\u30b3\u30e9\u30dc\u3069\u3053\u308d\u304b\u3001\u65e5\u5e38\u306e\u3084\u308a\u3068\u308a\u3082\u307e\u307e\u306a\u3089\u306a\u3044\u3002<\/p>\n<p>\u4ee5\u524d\u306b\u65e5\u672c\u306e\u3068\u3042\u308b\u91d1\u878d\u6a5f\u95a2\u3068\u3084\u308a\u3068\u308a\u3057\u305f\u969b\u306b\u300c\u305d\u308c\u3067\u306f\u5fc5\u8981\u306a\u66f8\u985e\u306e\u30ea\u30b9\u30c8\u3092\u5f8c\u65e5<strong>\u90f5\u9001<\/strong>\u3057\u307e\u3059\u300d\u3068\u8a00\u308f\u308c\u300c\u3044\u3084\u3001\u30e1\u30fc\u30eb\u3067\u9001\u3063\u3066\u3044\u305f\u3060\u3051\u308c\u3070\u5927\u4e08\u592b\u3067\u3059\u3088\u300d\u3068\u4f1d\u3048\u308b\u3068\u300c\u3044\u3048\u3001\u793e\u5185\u898f\u5b9a\u3067\u30e1\u30fc\u30eb\u3067\u9001\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u300d\u3068\u8a00\u308f\u308c\u305f\u3002\u306a\u304b\u306a\u304b\u662d\u548c\u306e\u98a8\u60c5\u304c\u3042\u3063\u305f\u304c\u3001\u73fe\u4ee3\u306b\u306f\u3075\u3055\u308f\u3057\u304f\u306a\u3044\u4ed5\u7d44\u307f\u3060\u306a\u3068\u3082\u611f\u3058\u305f\u3002<\/p>\n<p>\u6700\u8fd1\u6d41\u884c\u308a\u306eAI\u3084\u30d6\u30ed\u30c3\u30af\u30c1\u30a7\u30fc\u30f3\u306e\u6d3b\u7528\u4e91\u3005\u3082\u826f\u3044\u304c\u3001\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u3068\u3057\u3066\u3001\u307e\u305a\u306f\u57fa\u672c\u7684\u306a\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u30c4\u30fc\u30eb\u304c\u5229\u7528\u3067\u304d\u308b\u72b6\u6cc1\u306b\u6574\u3048\u3066\u3044\u304f\u5fc5\u8981\u304c\u3042\u308b\u3060\u308d\u3046\u3002\u305d\u308c\u304c\u3067\u304d\u3066\u521d\u3081\u3066\u3001\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u3068\u306e\u3084\u308a\u53d6\u308a\u3092\u3059\u308b\u4e0b\u6e96\u5099\u304c\u3067\u304d\u305f\u3068\u8a00\u3048\u308b\u3060\u308d\u3046\u3002<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"dAPytAq2cW\"><p><a href=\"https:\/\/blog.btrax.com\/jp\/death\/\">\u8fd1\u3044\u5c06\u6765\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u846c\u308b10\u306e\u7523\u696d<\/a><\/p><\/blockquote>\n<p><div class=\"wrap_iframe ytbe\"><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u8fd1\u3044\u5c06\u6765\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u304c\u846c\u308b10\u306e\u7523\u696d&#8221; &#8212; \u30c7\u30b6\u30a4\u30f3\u4f1a\u793e \u30d3\u30fc\u30c8\u30e9\u30c3\u30af\u30b9: \u30d6\u30ed\u30b0 freshtrax\" src=\"https:\/\/blog.btrax.com\/jp\/death\/embed\/#?secret=Rh29Wrervm#?secret=dAPytAq2cW\" data-secret=\"dAPytAq2cW\" width=\"500\" height=\"282\"  marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n<h3>\u30b9\u30c6\u30c3\u30d75. \u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u6539\u5584<\/h3>\n<p>\u305d\u3057\u3066\u6700\u5f8c\u306b\u4f55\u3088\u308a\u3082\u5927\u5207\u306a\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u306e\u6539\u5584\u3002\u3053\u308c\u306f\u3001\u5c0f\u624b\u5148\u306e\u30a4\u30f3\u30bf\u30fc\u30d5\u30a7\u30fc\u30b9 (UI) \u6539\u5584\u3068\u304b\u3067\u306f\u9867\u5ba2\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3059\u308b\u306e\u306f\u9650\u5b9a\u7684\u3067\u3001\u30d7\u30ed\u30c0\u30af\u30c8\u3068\u30b5\u30fc\u30d3\u30b9\u306e\u5305\u62ec\u7684\u306a\u898b\u76f4\u3057\u304b\u3089\u884c\u3046\u5fc5\u8981\u304c\u3042\u308b\u3060\u308d\u3046\u3002<\/p>\n<p>\u306a\u306b\u305b\u3001\u73fe\u5728\u306e\u591a\u304f\u306e\u91d1\u878d\u7cfb\u30b5\u30fc\u30d3\u30b9\u304c\u63d0\u4f9b\u5074\u3042\u308a\u304d\u3067\u8a2d\u8a08\u3055\u308c\u3066\u304a\u308a\u3001\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u306e\u54c1\u8cea\u304c\u975e\u5e38\u306b\u4f4e\u3044\u30b1\u30fc\u30b9\u304c\u5f8c\u3092\u7d76\u305f\u306a\u3044\u3002\u305d\u3053\u306b\u6539\u5584\u306e\u63d0\u6848\u3092\u3057\u3066\u3082\u300c\u793e\u5185\u898f\u5b9a\u3060\u300d\u300c\u81ea\u5206\u306e\u7bc4\u7587\u3067\u306f\u306a\u3044\u300d\u300c\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30fc\u304c\u72a0\u7272\u306b\u306a\u308b\u306e\u3067Mac\u306fNG\u300d\u306a\u3069\u306e\u7406\u7531\u3067\u306a\u304b\u306a\u304b\u7269\u4e8b\u304c\u9032\u307e\u306a\u3044\u3002<\/p>\n<p>\u3060\u304b\u3089\u3053\u305d\u3001\u9867\u5ba2\u306b\u3088\u308a\u826f\u3044\u4f53\u9a13\u3092\u63d0\u4f9b\u3057\u305f\u3051\u308c\u3070\u3001\u4e00\u898b\u9060\u56de\u308a\u3060\u3068\u601d\u308f\u308c\u304c\u3061\u3067\u3042\u308b\u304c\u3001\u4eba\u6750\u6559\u80b2\u304b\u3089\u306f\u3058\u3081\u3001\u30ab\u30eb\u30c1\u30e3\u30fc\u5909\u9769\u3001\u7d44\u7e54\u5909\u9769\u3001\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6d3b\u7528\u3001\u305d\u3057\u3066\u30e6\u30fc\u30b6\u30fc\u4f53\u9a13\u306e\u6539\u5584\u306e\u9806\u756a\u3067\u9032\u3081\u308b\u5fc5\u8981\u304c\u3042\u308b\u306e\u3067\u3042\u308b\u3002<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"RtX63jbHdf\"><p><a href=\"https:\/\/blog.btrax.com\/jp\/ux-10-laws\/\">\u5168\u3066\u306e\u30c7\u30b6\u30a4\u30ca\u30fc\u304c\u77e5\u3063\u3066\u304a\u304f\u3079\u304d10\u306e\u6cd5\u5247<\/a><\/p><\/blockquote>\n<p><div class=\"wrap_iframe ytbe\"><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u5168\u3066\u306e\u30c7\u30b6\u30a4\u30ca\u30fc\u304c\u77e5\u3063\u3066\u304a\u304f\u3079\u304d10\u306e\u6cd5\u5247&#8221; &#8212; \u30c7\u30b6\u30a4\u30f3\u4f1a\u793e \u30d3\u30fc\u30c8\u30e9\u30c3\u30af\u30b9: \u30d6\u30ed\u30b0 freshtrax\" src=\"https:\/\/blog.btrax.com\/jp\/ux-10-laws\/embed\/#?secret=h7eEjv2Iof#?secret=RtX63jbHdf\" data-secret=\"RtX63jbHdf\" width=\"500\" height=\"282\"  marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n<h2>\u53c2\u8003: \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3068\u91d1\u878d\u6a5f\u95a2\u306e\u30b3\u30e9\u30dc\u4e8b\u4f8b<\/h2>\n<p>\u305d\u308c\u3067\u3082\u3001\u4e16\u754c\u30ec\u30d9\u30eb\u3067\u898b\u308b\u3068\u3059\u3067\u306b\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u3068\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u306e\u30b3\u30e9\u30dc\u4e8b\u4f8b\u304c\u3044\u304f\u3064\u304b\u5b58\u5728\u3057\u3066\u3044\u308b\u3002\u3053\u308c\u3089\u306e\u4f8b\u304b\u3089\u65e5\u672c\u3067\u3082\u4eca\u5f8c\u3069\u306e\u3088\u3046\u306a\u30b3\u30e9\u30dc\u304c\u5b9f\u73fe\u3057\u305d\u3046\u304b\u3092\u8003\u3048\u3066\u307f\u308b\u306e\u3082\u9762\u767d\u3044\u3060\u308d\u3046\u3002<\/p>\n<h3>BBVA Compass x OnDeck<\/h3>\n<p>\u500b\u4eba\u4e8b\u696d\u4e3b\u3084\u30b9\u30e2\u30fc\u30eb\u30d3\u30b8\u30cd\u30b9\u5411\u3051\u306bP2P\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u3092\u901a\u3058\u305f\u30ed\u30fc\u30f3\u3092\u63d0\u4f9b\u3059\u308b\u30ce\u30f3\u30d0\u30f3\u30af\u306eOnDeck\u306b\u5bfe\u3057\u3066\u3001BBVA Compass\u306f\u65e2\u5b58\u306e\u898f\u5b9a\u3067\u306f\u627f\u8a8d\u3055\u308c\u306a\u3044\u9867\u5ba2\u306e\u7d39\u4ecb\u3092\u884c\u3063\u3066\u3044\u308b\u3002<\/p>\n<p>\u30c7\u30fc\u30bf\u6d3b\u7528\u306b\u3088\u3063\u3066\u3088\u308a\u30ea\u30b9\u30af\u3092\u3068\u308a\u3001\u5e45\u5e83\u3044\u9867\u5ba2\u305d\u3046\u306b\u878d\u8cc7\u304c\u53ef\u80fd\u306aOnDeck\u3068\u30b3\u30e9\u30dc\u3059\u308b\u3053\u3068\u306b\u3088\u3044r\u3001\u30b3\u30f3\u30b5\u30d0\u306a\u65e2\u5b58\u306e\u91d1\u878d\u6a5f\u95a2\u304c\u9867\u5ba2\u30cb\u30fc\u30ba\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u4f8b\u3002<\/p>\n<h3>Fidelity Investment x Betterment<\/h3>\n<p>AI\u3092\u6d3b\u7528\u3057\u305f\u30b9\u30de\u30fc\u30c8\u6295\u8cc7\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308bBetterment\u306e\u30b5\u30fc\u30d3\u30b9\u3092\u3001\u65e2\u5b58\u306e\u5927\u624b\u8cc7\u7523\u904b\u7528\u30b0\u30eb\u30fc\u30d7\u306eFedelity Investment\u304c\u81ea\u793e\u9867\u5ba2\u306b\u5bfe\u3057\u3066\u63d0\u4f9b\u3057\u3066\u3044\u308b\u4f8b\u3002<\/p>\n<p>\u65e2\u5b58\u306e\u4eba\u7684\u30b5\u30fc\u30d3\u30b9\u3068\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306eAI\u30b5\u30fc\u30d3\u30b9\u3092\u9023\u52d5\u3055\u305b\u308b\u3053\u3068\u3067\u3001\u3088\u308a\u5e45\u5e83\u3044\u30b5\u30fc\u30d3\u30b9\u63d0\u4f9b\u304c\u53ef\u80fd\u306b\u306a\u3063\u3066\u3044\u308b\u3002<\/p>\n<h3>Sandander x Tradeshift<\/h3>\n<p>\u30e8\u30fc\u30ed\u30c3\u30d1\u5730\u57df\u306b\u304a\u3051\u308b\u5927\u624b\u91d1\u878d\u6a5f\u95a2\u306eSandander\u306f\u3001\u30b5\u30f3\u30d5\u30e9\u30f3\u30b7\u30b9\u30b3\u306b\u672c\u793e\u3092\u7f6e\u304f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306eTradeshift\u3068\u30d1\u30fc\u30c8\u30ca\u30fc\u30b7\u30c3\u30d7\u3092\u7d50\u3073\u3001\u5168\u4e16\u754c\u306b\u3044\u308b\u304a\u304a\u3088\u305d1,500\u4e07\u306e\u6cd5\u4eba\u9867\u5ba2\u306b\u5bfe\u3057\u3066\u306e\u30b5\u30fc\u30d3\u30b9\u5c55\u958b\u3092\u884c\u3063\u3066\u3044\u308b\u3002<\/p>\n<p>Tradeshift\u306f\u6cd5\u4eba\u3080\u3051\u306b\u30b5\u30d7\u30e9\u30a4\u30c1\u30a7\u30fc\u30f3\u306e\u7ba1\u7406\u3092\u30af\u30e9\u30a6\u30c9\u30d9\u30fc\u30b9\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3092\u901a\u3058\u3066\u63d0\u4f9b\u3057\u3066\u3044\u308b\u3002\u3053\u306e\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u306bSandander\u306e\u63d0\u4f9b\u3059\u308b\u6cd5\u4eba\u3080\u3051\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u3092\u9023\u52d5\u3055\u305b\u308b\u3053\u3068\u306b\u3088\u308a\u3001\u53d7\u767a\u6ce8\u30d7\u30ed\u30bb\u30b9\u3001\u5728\u5eab\u7ba1\u7406\u3001\u9032\u6357\u7ba1\u7406\u306b\u52a0\u3048\u3001\u904b\u8ee2\u8cc7\u91d1\u306e\u904b\u7528\u306b\u95a2\u3059\u308b\u30b5\u30fc\u30d3\u30b9\u3082\u63d0\u4f9b\u53ef\u80fd\u306b\u3059\u308b\u306e\u304c\u72d9\u3044\u3002<\/p>\n<p>\u307e\u305f\u3001Sandander\u3068\u3057\u3066\u3082\u3001\u30c7\u30b8\u30bf\u30eb\u30c1\u30e3\u30f3\u30cd\u30eb\u3092\u901a\u3058\u305f\u6cd5\u4eba\u9867\u5ba2\u306e\u7372\u5f97\u306b\u3082\u671f\u5f85\u3092\u5bc4\u305b\u3066\u3044\u308b\u3002<\/p>\n<blockquote class=\"wp-embedded-content\" data-secret=\"BVdgwrvYHX\"><p><a href=\"https:\/\/blog.btrax.com\/jp\/banking-innovation\/\">\u9280\u884c\u306f\u306a\u305c\u6ec5\u3073\u308b\u306e\u304b &#8211; \u305d\u308c\u3092\u963b\u6b62\u3059\u308b\u65b9\u6cd5\u306f\uff1f (\u91d1\u878d\u9769\u547d Part 1)<\/a><\/p><\/blockquote>\n<p><div class=\"wrap_iframe ytbe\"><iframe loading=\"lazy\" class=\"wp-embedded-content\" sandbox=\"allow-scripts\" security=\"restricted\" style=\"position: absolute; visibility: hidden;\" title=\"&#8220;\u9280\u884c\u306f\u306a\u305c\u6ec5\u3073\u308b\u306e\u304b &#8211; \u305d\u308c\u3092\u963b\u6b62\u3059\u308b\u65b9\u6cd5\u306f\uff1f (\u91d1\u878d\u9769\u547d Part 1)&#8221; &#8212; \u30c7\u30b6\u30a4\u30f3\u4f1a\u793e \u30d3\u30fc\u30c8\u30e9\u30c3\u30af\u30b9: \u30d6\u30ed\u30b0 freshtrax\" src=\"https:\/\/blog.btrax.com\/jp\/banking-innovation\/embed\/#?secret=3wvsyfdyhj#?secret=BVdgwrvYHX\" data-secret=\"BVdgwrvYHX\" width=\"500\" height=\"282\"  marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\"><\/iframe><\/p><\/div>\n<p style=\"text-align: right;\">\u7b46\u8005:\u00a0<a href=\"https:\/\/blog.btrax.com\/jp\/author\/brandon\/\" target=\"_blank\" rel=\"noopener\">Brandon K. Hill<\/a>\u00a0\/ CEO,\u00a0<a href=\"https:\/\/www.btrax.com\/jp\" target=\"_blank\" rel=\"noopener\">btrax, Inc.<\/a><\/p>\n<p>btrax\u3078\u306e<a href=\"https:\/\/btrax.com\/jp\/contact-us\/\" target=\"_blank\" rel=\"noopener\">\u304a\u554f\u3044\u5408\u308f\u305b\u306f\u3053\u3061\u3089<\/a>\u304b\u3089.<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: right;\">\u7b46\u8005: <a href=\"https:\/\/twitter.com\/BrandonKHill\" target=\"_blank\">Brandon K. Hill<\/a> \/ CEO, <a href=\"https:\/\/www.btrax.com\/jp\" target=\"_blank\">btrax, Inc.<\/a><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u65e5\u672c\u56fd\u5185\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3068\u30b3\u30e9\u30dc\u3057\u3066\u3044\u308b\u30ec\u30ac\u30b7\u30fc\u91d1\u878d\u6a5f\u95a2\u306f\u307e\u3060\u308f\u305a\u304b30%\u306b\u3059\u304e\u306a\u3044\u3002\u3053\u308c\u306f\u5148\u9032\u56fd\u306e\u30b9\u30bf\u30f3\u30c0\u30fc\u30c9\u3067\u3044\u3046\u3068\u6700\u4f4e\u306e\u30ec\u30d9\u30eb\u306b\u306a\u3063\u3066\u3044\u308b\u3002\u4ed6\u306e\u56fd\u306e\u3001\u30c9\u30a4\u30c4\u304c70%, \u30b7\u30f3\u30ac\u30dd\u30fc\u30eb62%, \u30a2\u30e1\u30ea\u30ab\u306e54%\u3068\u6bd4\u8f03 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":53418,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[230],"tags":[384,306,224],"class_list":["post-46561","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-technology","tag-ux","tag-306","tag-224"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/posts\/46561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/comments?post=46561"}],"version-history":[{"count":8,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/posts\/46561\/revisions"}],"predecessor-version":[{"id":61951,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/posts\/46561\/revisions\/61951"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/media\/53418"}],"wp:attachment":[{"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/media?parent=46561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/categories?post=46561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.btrax.com\/jp\/wp-json\/wp\/v2\/tags?post=46561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}